LifeLock has been an identity theft protection service provider since 2005. It uses alert tools and innovative monitoring technology to help you safeguard your personal data. In 2017, they were purchased by Symantec, a digital security group that has been helping in refining LifeLock's services. In 2019, LifeLock was renamed as NortonLifeLock adding more services to its development.
With the antivirus software and identity theft protection combined, it proves to be one of the best cybersecurity and fraud protection that everyone could ever have.
Now, let us get into the deeper details of how LifeLock's all-in-one protection works.
LifeLock's usability isn't that hard if you already know the basics of every software. Just like other programs, it will require a few of your personal data for registration, such as:
You will also be required to provide a valid identification card and your credit card for payments.
For LifeLock's programs set up, it will give you the opportunity to set up the device security, VPN, and password manager on your own. Don't worry, activating these features are oh so easy with just a few clicks!
Its password manager is another privacy tool that will help you recall the dozens of passwords you have. It will be installed as an extension to your browser and will require you an authentication process and will act as a vault, which is a storage for your log-in credentials (usernames and passwords) for all your accounts in different services and websites.
LifeLock renders its Million Dollar Protection Package to its members on all plan levels. It also provides insurance coverage for stolen funds reimbursement, personal expense compensation, and coverage for lawyers and experts with the following range depending on your subscribed plan
The three major credit-reporting agencies work together with LifeLock. TransUnion, Experian, and Equifax will cover credit monitoring every three months, as well as annual credit reports and scores. However, tri-bureau credit monitoring is only applicable to the highest subscription option. Otherwise, you will only get one-bureau, which is from Equifax.
Take a look at these plans for credit monitoring and credit reporting
Take note, LifeLock does not dispute errors on your behalf. You need to file it yourself online with the affected credit bureaus. Also, LifeLock's identity theft protection benefits can be used by everyone. Unlike before that, you have to upgrade your account to gain access.
LifeLock also covers all its subscribers when it comes to securing everyone's Social Security Numbers, which is available for every plan. Moreover, the Ultimate Plus Plan will get you covered more such as:
To dispute a credit report, LifeLock gives you 5 steps to follow:
1. Identify any credit report errors such as incorrect credit limits, inaccurate account balances, a closed account that is still being reported as open, and more.
2. Contact the furnisher or the company that provides any erroneous information, which could be any entity like utility companies or banks.
3. Allow time for investigation
4. Follow up after investigation assuming that you already have the copy of your changed credit report and results of the investigation in writing.
LifeLock's website can also be used in locating your credit score and credit report by clicking on the "Credit Score & Report" tab. To access these features, you have to log-in using your username and password. For their mobile app users, your credit score is the only one made available for you to check.
All credit scores will be based on the VantageScore3.0 model, which is an educational score that is similar to the actual FICO that banks use. Moreover, this is calculated from your actual credit report.
Just like other service providers, LifeLock does not monitor every single activity or transaction you have. However, it ensures all users that it will detect suspicious activities and alerts you directly through text, phone, or email.
LifeLock will immediately alert you on transactions such as:
Take note that some of these mentioned alerts are not applicable to every subscribed plan.
Moreover, some transactions or events will take up to 30 days before it gets to your knowledge, such as:
"Committed to safeguarding privacy and personal data."
That is LifeLock's assurance to their customers regarding their privacy as it remains vigilant in guarding the individuals it represents. Once you subscribe to one of their plans, they will store some of your personal data since the company is based in the United States, which is a member of the 14 eyes.
14 Eyes is composed of fourteen countries that have agreed to band together and share their intelligence information with one another. This includes your personal data and browsing history.
For the enrollment process, LifeLock will collect or access:
For the billing process, LifeLock will collect or access:
NortonLifeLock technology blocks over 7 million threats on average every day. These threats include spreading your personal information on public Wi-Fi using a secure VPN. Moreover, it also has antivirus software from Norton 360.
As we have mentioned, LifeLock has developed its security features with Norton 360. this development gives you more protection from malware and viruses. It can protect at least 5 personal devices including your laptops, tablets, cellphones, and desktops.
Norton 360 has been known to have one of the best anti-malware products and services. According to the most recent test from AV-Comparatives, Norton 360 proved to protect devices against malware, spyware, and viruses that could leak your personal data and infect your device.
Recovering from identity theft is the most reported cases and reviews that LifeLock's supports usually get. So far, LifeLock has been constantly reliable when it comes to customer support and service.
There are multiple ways to find support from LifeLock:
Yes. It will help you monitor your accounts and send alerts if they detect any malicious activities or transactions.
According to LifeLock, here are some warning signs that indicates identity theft:
Yes. According to LifeLock, here are some ways to recover if you have been a victim of identity theft:
Yes. LifeLock not only protects your Social Security Number but also your home titling monitoring, bank account and credit card transactions, and more.
Yes. LifeLock has got you covered with every identity theft protection features you need. More than that, it can also give you maximum security for your multiple devices using a VPN and antivirus from Norton 360.